Annual fee. Make Payments by Phone: 800-472-9297. Delta SkyMiles ® Gold American Express Card. by Dori Zinn. Pros Explained . Annual fee: $295 ($375 if application is received on or after 2/1/24). 5% back for paying your bill early. See Rates & Fees , Terms Apply. Here are most of the families: Personal charge cards (Green, Gold, Platinum, and Centurion) Business charge cards (Plum, Business Green, Business Gold, Business Platinum, and Business Centurion)Amex Platinum vs Amex Platinum Schwab. No one could tell me why, nothing derogatory or whatnot on my personal or business's credit. S. See Rates & Fees Card Rewards. Learn more about the benefits Card Membership can provide. Most people in NZ do not put >30k through their credit card Ps the annual fee for the ANZ platinum airpoints card is still $150 ( at least according to the website), is this changing soon?Earn 2 miles per dollar at Restaurants worldwide, plus takeout and delivery in the U. The Amex® Green Card and the Amex Platinum Card both offer flexible travel rewards. Rates & Fees. Card details Capital One Venture Amex Platinum Chase Sapphire Preferred; Annual fee: $95: $695 (see rates & fees) $95: Bonus: 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening or 50,000 miles if you spend $3,000 on purchases in the first 3 monthsEligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account. The three iterations of the Platinum I'm comparing today include The Platinum Card® from American Express (the most popular choice), The Business Platinum Card® from American Express and The American Express Platinum® Card for Schwab. The Platinum also offers ultra-premium travel benefits, but for a higher annual fee. Delta SkyMiles Reserve. This is concerning to Amex, especially if the income you reported isn't close to $1 million. If you and your employees regularly travel outside the country, you may find more value in a credit card without foreign transaction fees, such as the Amex Plum card. Card Members must pay in full all charges not included in a Pay Over Time balance. Customer service of American Express vs. Earn $1,000 cash-back after you spend $10,000 on purchases in the first 3 months. The Plum Card® from American Express is a different kind of card, giving small business owners a lot of flexibility when it comes to paying it off. It offers a generous introductory rate of 0% for the first 12 months, then a 16. Currently, there are 4 Amex card levels in the travel rewards category. By stacking this benefit with other discount options, you could access these biometric security lanes on your next. In this Plum Card from American Express review, you’ll. Smaller annual fee. Fees Table . Here are the details on the rates and fees of. Sure, the Gold still isn’t. Sort by: Open comment sort options. Plus Up Benefits are excluded. Corporate Programs. It offers an eye-popping 6% cash back at U. Last updated on August 21, 2020. The Plum Card® from American Express is a business charge card designed for small and mid-sized business owners who need flexibility in managing their cash flow. The American Express ® Business Gold Card is excellent at racking up rewards for your business spend. Earn an annual $200 cash bonus every year you spend $200,000 or more. 40,000 bonus points after you spend $3,000 on purchases on your new card in your first 6 months. Make Purchases Online. Consider you have twice the time to spend less than half the amount of money for the bonus points. The Business Platinum Card® from American Express grants customers access to more than 1,000 airport lounges including Centurion Lounges, Delta Sky Clubs, Airspace Lounges and Priority Pass. The Amex Business Gold card is a great choice for spending-oriented businesses that may have various types of spending, whether it’s on gas or advertising. S. Delta SkyMiles® Gold American Express Card. S. Best American Express Cards of November 2023. FICO® Score and Insights. The Amex Blue Business Plus card is arguably the best no-annual-fee business credit card you can have. The Business Platinum card is offering 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first three months of card. Amex Plum gives a discount of 1. Amex Blue Cash Preferred Card vs. American Express® Gold Card: Best for foodies and earning on food and grocery purchases. Lesson learned and since then, I've charged roughly 8k between December and January. The personal version of the Amex Platinum offers a $100 annual Saks credit, which comes in the form of a $50 credit in the first half of the year (January through June), and a $50 credit in the second half of the year (July through December). Up to $300 in SoulCycle credits every year. 6 cents each. There are a variety of presentations of this card, all of which are metal: classic Platinum Card®,. Application link: Amex Gold with a 60,000-point welcome bonus. 7. ” I applied for my wife as well. 9. Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account. The Black Card has a hefty $10,000 initiation fee, a. The Platinum Card from American Express might be the better option for traveling in style, but the Chase. Delta Platinum card members and additional card users can receive access to Sky Club lounges when traveling on a same-day Delta or partner airline flight. Amex Business Gold Card; Amex Plum Card; Comparing. The American Express Plum card also is unique in that it rewards cardholders for paying off their balances early, rather than for making purchases. Find Your Minimum Spending Requirement. Start Accepting Amex. S. But one of the most tangible perks of select American Express cards is airport lounge access. This card offers a unique payment structure that allows cardholders to pay early and receive a discount or pay later with no interest charges. The Amex Business Green card usually has a decent welcome bonus (see table above), and a $0 introductory annual fee for the first year, then $95. For American Express, the four-digit CVV number is printed on the front of the card above the card account number. This feature promises and delivers instant gratification, encouraging a cycle of responsible credit card usage. Being a Charge Card, your American Express® Platinum Card comes with no pre-set spending limit*, giving you. Whereby does the desired American Express Black Card—the choice of aforementioned elite—compare to one Amex Platinum Card? 4. Welcome Bonus. Earn 120,000 Membership Rewards® points after. 95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. 07/17 used $850 on electronics. Earn 2 miles per dollar at Restaurants worldwide, plus takeout and delivery in the U. Penalty Fees . 1 NerdWallet rating The bottom line: This card makes sense for businesses that need wiggle room on their accounts payable. 99% . Winner: Amex Business Platinum. American Express offers an array of credit cards to consumers with varied benefits, including travel and cash-back rewards on select cards, access to Amex Offers and other valuable protections and. The Amex Platinum comes with statement credits that. $39 . • 2 yr. Cardholders can choose to. Finally, I think Amex Platinum cards are only approved for people that qualify for some minimum "hidden limit," and I've heard it's around $5k/month spend. The Amex Platinum is no exception, as it is currently offering 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. 95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. The Chase Sapphire Preferred® Card is the winner over The Platinum Card® from American Express. Cash Back Rewards. 5% currency back otherwise pay up to 60 days later less coming interest (or winning cash back). Also, this card only earns 1. Cosmo_Hunter. None. 24% APR for Pay-Over-Time purchases, which is lower than many premium travel rewards cards -- but still much higher than you should ever be paying. Blue Cash Preferred® Card from American Express: Best for Family spending: Groceries, gas, transit, streaming. Penalty Fees . of the past due. Bottom Line: No matter how you slice it, Amex points are significantly more valuable than Citi points. If you do not pay for two billing periods in a row, the fee is the greater of. 5% on balances paid before the due date. The American Express® Gold Card costs about $400 less in annual fees than The Platinum Card® from American Express, a significant difference. Our blog covers everything — from Coast guides to product updates to industry insights. However, certain premium cards cover your purchases for up to $10,000 per incident, with the same limit of up to $50,000 in total claims per calendar year. 99% (see rates and fees) with the Pay-Over-Time feature. It’s worth noting, however, that U. And you can unlock a free membership with a popular travel credit card. ‡. If you invest/bank with Schwab you can receive a partial refund of the annual fee. Earn an annual $200 cash bonus every year you spend $200,000 or more. Explore all the thrilling benefits, offers and rewards of your Platinum Travel Credit Card that you get to enjoy as a cardholder. $75. American Express Business Gold Card basics. S. Per dollar spent on all other eligible purchases. The Early Pay Discount allows you to earn unlimited 1. By contrast, the Amex Platinum Card currently offers a lower welcome bonus: 80,000 points after spending $8,000 within the first six months of card membership. 25% on everything else. The two cards have similar earning structures. Other American Express cards offer baggage insurance coverage of up to $1,250 for carry-on baggage and up to $500 for checked baggage. 99% variable rate; which is still lower than most. What am I missing? I looked up a bunch of older threads but I'm unsure if things have changed. Blue Business Plus. Here are the details on the rates and fees of the American Express. We're comparing the Amex Business Gilded card to the Amex Plum card to support them determine welche card the greatest for your business how. Enjoy exclusive access to the Amex for Foodies dining programme, with up to 20% off your bill at 30 premium restaurants. The 2 look very similar to me in terms of annual fee and benefits. 5%; August 1, 2025 – 5%. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. 60,000 bonus points after you spend $6,000 on purchases. Verdict: Once the $200 travel credit is taken into account, the Platinum Card’s price point is more favourable. 3% Cash Back at U. or . See the pros and cons of American Express The Plum Card vs American Express Business Platinum Delta SkyMiles based on no annual fee, sign up bonus, perks, interest rates, and more. You’ll be asked to pay $250 per year to keep your card. 3% Cash Back on U. American Express offers many credit cards with airport lounge access. However, some TPG readers have been targeted for even better offers: up to 125,000 points on the personal Amex Platinum. Amex Blue Business Plus offers 2X points on up to $50,000 in purchases per year (then 1X points), and Amex Blue Business Cash offers 2 percent cash back on all eligible purchases (on up to $50,000. Learn More About American Express Car Rental Loss and Damage Insurance Related for Your Eligible American Express Card and How to File a Claim. The Business Platinum Card® from American Express is a premier travel and American Express Membership Rewards-earning card for small business owners. The Platinum Card ® from American Express. 50% cash back rewards on any balance amount paid within 10 days of the statement closing date and the ability to carry a balance for 60 days interest-free when you pay the Minimum Due by the Payment Due date. View Agreement. Pay your bills from one easy interface. or . The Gold’s annual fee is nowhere near that of the Platinum’s, which at $695 (see rates & fees) is the priciest card on offer to most Amex consumers. 1 Based on the Feb 2023 Nilson Report. Plus Up Benefits are excluded. File a Claim or Check Claim Status. It offers a generous introductory rate of 0% for the first 12 months, then a 16. Earns 5 Points per Dollar on Flights — [$100+] The Amex Platinum card earns a whopping 5 Membership Rewards points per dollar on airfare purchases made directly with the airline, up to $500,000 per year. 9. Amex’s fantastic Membership Rewards program coupled with a long list of benefits has long meant that the high annual fee could easily be eclipsed by the value you would get out of the card. The Amex Plum card costs nothing the first year but costs $250 per year after that. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. The card now comes with a whopping 120,000 bonus points after you spend $15,000 in your first three months. The Blue Business Cash earns 2% cash back on the first $50,000 in purchases per calendar. Updated September 20, 2023. Some applicants won't be eligible for this. 5X miles on purchases over. com database is $181. S. Saks Fifth Avenue Credit: AMEX added more value to the Platinum card by giving you free shopping money each year. $2,400. or . If you’re ever unsure if a large purchase will be approved, just use the Check Spending Power. In 2021, the Amex Platinum Card began offering cardmembers statement credits toward Walmart+ membership of up to $155 per year (subject to auto-renewal), essentially knocking the out-of-pocket cost for the service down to nothing for most folks. The Amex Blue Business Cash card earns 2% cash-back on all eligible purchases on up to $50,000 per calendar year, the 1% thereafter. 99% . NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. Basic Card Members will get 1 Membership Rewards ® point for each dollar charged for eligible purchases on their Platinum Card ® or an Additional Card on their Account and 4 additional points (for a total of 5 points) for each dollar charged for eligible travel purchases on any Card on the Account (“Additional Points”), minus. See terms and conditions. Plus, use your Card 30 or more times on purchases in a billing period and earn 50% extra points on those purchases less returns and credits. Here are the cards that include this protection when you use them to pay for your items: American Express® Business Gold Card. For example, my Amex Gold card carries an 18. com to select the best Business Credit Card Products for your needs. The service launched in 2020. 40 with Chase Ink Business Unlimited Card. by Dori Zinn. I think only green, gold and platinum are traditional charge cards, murf633. 26% compared to American Express’s average fee of 2. See Rates & Fees , Terms Apply. First checked bag free on Delta Flights ‡. Last updated on February 6, 2020. Your Platinum Card now comes in a new, sleek design made of stainless steel giving you a differentiated look. To log in, Card Members must have an American Express user ID and password or create one in the app. Chase Sapphire Preferred is the cheaper option by far and still offers stellar rewards, producing tremendous value for moderate spenders. Completely paid off my AmEx Cash Magnet card; Always paid the Plum card within a few days after statement cut (bonus: 1. The Platinum Card® from American Express requires great credit, which usually means 720+. Earn 80,000 points after spending $8,000 on purchases in the first 6 months. S. . Rewards Rate. You can with the Platinum by using the "Plan it" feature which has 0% APR promo on the Biz Plat. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of card membership. That’s a massive welcome offer, and given our. While this business card doesn’t offer any robust rewards program, there’s an option to earn a discount for early payments. However, the perks on the Amex Business Gold card are somewhat light, but you’ll save about 50% on annual fees compared to the Amex Business Platinum card. If your Card is not listed on this page, if you are an Additional Card Member, or to determine whether you have coverage, please call the number on the back of. Although Amex has added new Platinum perks and raised the card's annual fee, they aren't eliminating or changing the card's existing benefits. Benefit. Get up and running in just a few simple steps. The Delta Reserve card opens far more lounge doors than the Delta Platinum does. 1. Add a Supplementary (opens new window) American Express® Platinum Reserve Credit Card . Similar to the Equinox credits, make sure you enroll so this benefit is active. Redeem. Bank Business Platinum Card is built for small-business owners who need temporary, low-cost financing. Shipping providers‡ 2. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. Apply now Apply now. S. The Blue Business® Plus Credit Card from American Express offers 2% cashback on the first $50,000 each year and 1% thereafter. Amex Plum Card [2023] - Plum | Card Benefits | American Express3. The Mastercard Black card charges an annual fee of $495 while the Amex Platinum card charges $695. This card is loaded with perks: Complimentary airport lounge access (enrollment may be required)Even if you have a $5k limit, you can still spend $20k in a month. Card details. Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months. Since the Amex Platinum card is $600 more each year, you’ll want to make certain that all of the benefits you receive from the card are worth it for you. Bottom Line: Both the Amex Platinum card and Amex Schwab Platinum card have the same rewards-earning potential for spending on either card. I recently downgraded my reserve card back to a platinum to get the Amex platinum. The main divergence between the American Express Cobalt Card and the American Express Platinum Card centers around their rewards, fees, and exclusive perks. Cardmembers will receive statement credits for their total spend on NEXUS fees rounded down to. Update: The AMEX Consumer Platinum Card‘s Audible benefit will end on 10/1, however you can now use your entertainment credit for the Wall Street Journal’s digital and/or print edition! I love reading the journal, so that’s a great trade in my book. 40,000 bonus points after you spend $3,000 on purchases on your new card in your first 6 months. Rewards and discounts. View side-by-side comparison of rewards, rates, fees, and benefits at CreditDonkey. You could also be targeted for a higher bonus through the CardMatch tool (although offers through CardMatch are not. The Platinum Card® from American Express. Compare American Express Platinum vs American Express Plum Card and see which is better. You can also contact customer service online through the live chat feature from your account. Learn More >. Meanwhile, American Express increased the annual fee on the Platinum Card from $550 to $695 (see rates and fees) in mid-2021. On the surface, the personal card's terms might seem better. With this card you'll get access to not only Delta Sky Clubs, but also American Express Centurion Lounges, and Escape Lounges. Best for airline-specific perks. If you need to carry a balance, Amex offers a feature called Pay Over Time, with interest rates similar to a credit card. It doesn't offer rewards, though it does have an early-pay discount. American Express® Gold Card. Total; Loan; ETFs;For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. 5% cash back on any eligible portion of your balance you pay within 10 days of your statement. 1. Now, you can earn 120,000 bonus points after you spend $15,000 on your card within the first 3 months of account opening. The Delta Reserve offers. But the card’s sky-high annual fee can be a big turn-off for many business owners, as can the fact that, as a charge card, the Amex Business Platinum Card. You have nothing to lose by applying. Rewards rate: Unlimited 1. While both cards are issued by American Express, the Amex Platinum card is a premium travel rewards card that earns Membership Rewards points, while the Delta Platinum card is a co-branded airline credit card that earns Delta SkyMiles. This feature lets you split large purchases into monthly payments by paying a fixed fee and no interest charges. American Express consistently gets high marks for its customer service. YULIYA TABA/GETTY IMAGES. 99% (see rates and fees) with the Pay-Over-Time feature. First checked bag free on Delta Flights‡. Fees Annual Membership Fee . $695. Interest rate: Pay Over Time. Free $15 Uber every month! ;) Updated: AmEx Platinum letter stated, “ we have suppressed the following fees from billing on your account statement for the duration of your active military duty. 5 percent discount on eligible charges when you. Amex Platinum Card — Overview Here is a quick look at how both cards stack up in each major review category. At first glance the increase from. Meanwhile, slotted below the Platinum is the American Express® Gold Card, a product that carries fewer benefits but a more palatable $250 annual fee (see rates and fees). 3% — making this only a 0. Since the Plum Card is a charge card and not a credit card, it doesn’t come with an interest rate at all. supermarkets on up to $6,000 per year in purchases, then 1%. Amex Plum Card [2023] - The Plum Card® From American Express Review for 2023Browse all Cards ( 6) American Express® Platinum Card. NerdWallet's . Both cards have an annual fee, but the Amex fee is higher at $695, with one proviso. Earn 2 points for every $1 in Card purchases for eligible travel 4. The Business Platinum Card® from American Express. 99% – 29. Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. This is important for American Express cardholders, given that the Platinum Card® from American Express card is currently offering 100,000 Membership Rewards points for new cardholders who spend. Retailers eligible for cash-back in this category include, but are not limited to:The annual fee for the Amex Blue Cash Preferred card is $0 intro annual fee for the first year, then $95 , while the annual fee for the Amex Platinum card is $695. Based on TPG's valuation of Membership Rewards points at two cents each, the Platinum bonus is worth $1,600. ScorpioRising55. American Express has a suite of different personal and business credit cards,. You must also be able to afford the card’s $395 annual fee. To be honest these days I use my Chase Ink more. S. 95 plus applicable local sales tax. The Platinum Card® from American Express is one of the top cards for frequent flyers, thanks to the 5x bonus category for airfare purchased directly from the carrier or through Amex Travel (on up to. American Express is known to have some of the best perks with its credit cards, and the card_name is no exception. Choose the business card from American Express that works best for your business needs. *. So I am going to apply with AMEX to for their business cards and I am tied between the business Plat or Business Plum. Blue Cash Everyday® Card from American Express - best for cash-back beginners. The Platinum Card from Amex earns 5 Membership Rewards points per $1 for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per $1. This card offers a unique payment structure that allows cardholders to pay early and receive a discount or pay later with no interest charges. With most Amex cards, you're covered for up to $1,000 per covered incident and up to $50,000 per year, but the reimbursement doesn't include any shipping or handling expenses. On the surface, the personal card's terms might seem better. $295 ($375 if application is received on or after 2/1/24) New cardmember offer. Key link: American Express Platinum application page. Don't miss: Amex expands Pay Over Time auto-enrollment. Best American Express Cards of November 2023. Earn 5X Membership Rewards® Points for flights booked directly with airlines. Enjoy an introductory interest rate of just 2. The American Express Platinum Card®. On American Express's Website 5X Reward Rate Earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and. 5 percent discount on eligible charges when you. Refer A Friend. $2,400. You could also be targeted for a higher bonus through the CardMatch tool (although offers through CardMatch are not. 99% . Explore. A Gold card's annual fee is $250 per year; the Platinum card's annual fee is $695. The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. The card’s introductory 0% APR lasts for 18 billing cycles and applies to both. The Capital One Venture X Rewards Credit Card Is a straight forward card that is clear and simple. Login - American ExpressIt was embarrassing, a Platinum Card declining for a 182. If you’re not sure when you’ll have the money to pay your bill, this card provides some wiggle room. It is a Charge card, like the Gold or Green or Platinum. The Plum Card® from American Express is a unique card in that it offers business owners flexible payment options over a 60-day period rather than 30. You’ll need to enter the following: Email Address. • 21 days ago. Pay Over Time — Decide whether you want to pay eligible purchases in full each month—or pay over time with interest. Pay It Plan It — Pay It Plan It is really 2 payment options. Amex Plum gives a discount of 1. See the pros and cons of American Express The Business Platinum Card vs American Express The Plum Card based on no annual fee, sign up bonus, perks, interest rates, and more. With that said, it is important to be clear about the. Credit Cards AmEx Gold vs. Does it make sense to zusatz to owner coin?The American Express® Plum Card has simple terms — no APR, a $250 annual fee, 1. Based on TPG's valuation of Membership Rewards points at 2 cents each, this welcome bonus is worth $1,600. 80,000. Earn a $100 Delta Flight Credit towards future travel after you spend $10K in purchases on the Card during a calendar year ‡. Amex and Chase points are both worth 2 cents each in TPG's valuations, and both bonuses require the same amount of spending ($15,000 in the first three months). American Express® Platinum Card . Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these. The American Express ® Business Gold Card is excellent at racking up rewards for your business spend. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts. Visa Winner: American Express. Extended Warranty¹. 60,000 bonus points (worth $900 in award travel): Chase Sapphire Reserve®. Enjoy 4 Supplementary Cards at no additional fee; Fee for additional Supplementary Card(s) - Rs. Rinse and repeat until 7 figures. View your reward points, set up alerts and manage your account on the go with the Amex App. TPG's valuations peg Delta SkyMiles at 1. The American Express Plum card also is unique in that it rewards cardholders for paying off their balances early, rather than for making purchases. S. Track spending & rewards, find offers, review your balance, pay your bill and enjoy features only available in the Amex. Legal business name. An expanding network of airport lounges, the American Express Global Lounge Collection® is dedicated to offering Platinum Card Members more lounge options than any other card on the market*. I spend roughly 50K-70K a month on expenses and I rarely travel as I don’t like to fly lol. Apply for a Card: 888-297-1244. 10,000* Get Amazon Vouchers worth ₹1,500* for each Card. Plum is kind of a special card and I'm sure Amex likes to see some history. Platinum Card Members can enjoy access to more than 1,400+ airport lounges across 140 countries and counting, including flagship locations through. Learn More. With the Amex Blue Cash Everyday card, you’ll earn cash-back at U. The Plum Card from American Express is a unique business charge card with a flexible payment option. Your all-new metal Platinum Card Benefits. That’s equal to a 4. 2. New personal Amex Platinum card members can currently earn 80,000 bonus points after spending $8,000 on purchases in the first six months after opening the. Learn More (at Amex's secure site) Summary. The Plum Card® from American Express is a business charge card designed for small and mid-sized business owners who need flexibility in managing their cash flow. Bank Business Platinum Card is built for small-business owners who need temporary, low-cost financing. com The four different types of American Express Platinum cards come with similar travel benefits but there are a few key differences. Products & Services. View side-by-side comparison of rewards, rates, fees, and benefits at CreditDonkey. We're comparing the Amex Business Gold card to the Amex Plum card toward help you determine which card is best for your company operation. The Platinum Card® from American Express is one of the top cards for frequent flyers, thanks to the 5x bonus category for airfare purchased directly from the carrier or through Amex Travel (on up to $500,000 on these purchases per calendar year). $250 Transaction Fees Foreign Transaction. 60,000 bonus points after you spend $6,000 on purchases. And that makes it the clear winner when it comes to lounge access. I read that it was because of the contactless antenna but that doesn't make sense since other metal cards, like Apple, are contactless and don't have plastic backing. The four different types of American Express Platinum cards come with similar travel benefits but there are a few key differences. Amex Platinum vs Amex Business Platinum: Both offer excellent welcome bonuses and perks and have the same annual fee — here's how to decide which card is right for youThe Platinum Card® from American Express is one of the top cards around when it comes to being treated like a VIP. With the Amex Blue Cash Everyday card, you’ll earn cash-back at U. For example, my Amex Gold card carries an 18.